OTTO - Bikin Gampang Transaksi 6.3.2

Bikin Gampang Transaksi (Make it Easy) offers a convenient solution for managing your finances with OTTO.

OTTO is a digital application available on smartphones that provides users with an easy way to handle their finances. From payment transactions and purchases to transfers and recording financial activities, OTTO offers a comprehensive range of features. Additionally, the app also provides personalized financial recommendations based on user needs.

PT IndoArtha Perkasa Sukses has been listed by the Otoritas Jasa Keuangan (OJK) Inovasi Keuangan Digital (IKD) as a Market Aggregator, under letter number S-345/MS.72/2020 dated December 29, 2020.

Here are the advantages of using OTTO:

• OTTOCash: OTTOCash is an electronic money licensed by Bank Indonesia, which can be used for all payment transactions within the OTTO application. Users can make transactions at various merchants bearing the QRIS logo throughout Indonesia, including Indomaret and Alfamart. It is also accepted for monthly bill payments, making it a convenient and versatile option.
• Investment: Save gold with SiManis, Instant Gold Digital Investment. Users can start saving gold from as little as 0.01 grams.
• Insurance: Get affordable insurance coverage through OTTO's insurance service providers. Asuransi Receh and MyGadget offer comprehensive protection at economical premiums.
• Loan: In need of funds for various purposes? Apply for a Tunaiku loan through OTTO. The process is safe, fast, and easy.

The loan details for Tunaiku are as follows:

• Loan amount: IDR 2 million - IDR 20 million
• Loan term: 6-20 months
• Maximum annual interest rate (APR): 36% - 48%

Simulated loan example:

• Loan credit: IDR 10,000,000
• Tenure: 12 months
• Loan interest: 3% per month
• Maintenance fee: IDR 550,000
• Service fee: 5% (deducted upfront)

After deducting the service fee, the online loan funds will be disbursed as IDR 9,500,000. The principal loan installment is IDR 822,958 per month. The loan interest is IDR 300,000 per month (calculated based on 3% interest rate). The monthly installment amount is IDR 1,167,957.

The total repayment cost is IDR 1,167,957 x 12 months = IDR 14,015,484.

Earn points from your transactions and redeem them for various rewards using the OttoPoint feature. Split payments between your OttoCash and OttoPoint balances are also possible.

Download OTTO now to experience the convenience of managing your finances with #BikinGampang (Make it Easy).

If you have any inquiries, please contact:

• Email: halo@OTTO.id
• Customer Service: (021) 5060 9500

Operational hours:

• Mon - Fri: 08 AM - 08 PM
• Sat: 08 AM - 06 PM

Head Office:

PT IndoArtha Perkasa Sukses
Jl. Prof. DR. Soepomo No.2 Unit 104, RT.10/RW.15, Menteng Dalam, Tebet, South Jakarta City, Jakarta 12870